Residential mortgages are a type of mortgage agreement used in financing the purchase of a residential property, or a loan that is executed using a piece of residential property as the collateral. Mortgages of this type are often used to either purchase a home or to obtain resources that are in turn used to make improvements to the property. Mortgages are available to anyone looking to purchase a property.
The amount and repayment arrangement however, will depend on the criteria set out by the lender.
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